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Banks
LAWDOG is intended to assist in the understanding of basic concepts. See Disclaimer. Always obtain legal advice from legal professionals.
Compliance enforcement for certain entities, such as certain banks and savings and loans, credit unions, certain packers and stockyards, and others, may be administered by Federal agencies other than the FTC. A portion of the FTC Prescribed Summary of Consumer Rights reproduced below illustrates some of these agencies. See Federal Enforcement, linked here. Link does not return to this page.
A portion of the FTC Prescribed Summary of Consumer Rights
The FCRA gives several different federal agencies authority to enforce the FCRA:
| FOR QUESTIONS OR CONCERNS REGARDING: | PLEASE CONTACT: |
| CRAs, creditors and others not listed below | Federal Trade
Commission Consumer Response Center - FCRA Washington, DC 20580 202-326-3761 |
| National banks, federal branches/agencies of foreign banks (word "National" or initials "N.A." appear in or after bank's name) | Office of the
Comptroller of the Currency Compliance Management, Mail Stop 6-6 Washington, DC 20219 800-613-6743 |
| Federal Reserve System member banks (except national banks, and federal branches/agencies of foreign banks) | Federal
Reserve Board Division of Consumer & Community Affairs Washington, DC 20551 202-452-3693 |
| Savings associations and federally chartered savings banks (word "Federal" or initials "F.S.B." appear in federal institution's name) | Office of
Thrift Supervision Consumer Programs Washington, DC 20552 800-842-6929 |
| Federal credit unions (words "Federal Credit Union" appear in institution's name) | National
Credit Union Administration 1775 Duke Street Alexandria, VA 22314 703-518-6360 |
| State-chartered banks that are not members of the Federal Reserve System | Federal
Deposit Insurance Corporation Division of Compliance & Consumer Affairs Washington, DC 20429 800-934-FDIC |
| Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission | Department of
Transportation Office of Financial Management Washington, DC 20590 202-366-1306 |
| Activities subject to the Packers and Stockyards Act, 1921 | Department of
Agriculture Office of Deputy Administrator - GIPSA Washington, DC 20250 202-720-7051 |
A copy of The Fair Credit Reporting Act, As Amended, and a copy of the FTC Official Staff Commentary to the Fair Credit Reporting Act, and the FTC Prescribed Notices are included under "Fair Credit Reporting Resources", available from LAWDOG Credit Reporting Center, or here. Use browser return button to return. Read Notices, Caution and Disclaimer.
