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Inaccurate Information
LAWDOG is intended to assist in the understanding of basic concepts. See Disclaimer. Always obtain legal advice from legal professionals.
If the completeness or accuracy of any item of information contained in the consumer's file at a consumer reporting agency is disputed by the consumer, and the consumer notifies the agency directly of such dispute, the consumer reporting agency is required to immediately follow the reinvestigation procedures described in Section 611. If, after reinvestigation of information disputed by a consumer, an item is found to be inaccurate or incomplete or cannot be verified, the consumer reporting agency must promptly delete or modify that item of information, as appropriate, based on the results of the reinvestigation.
If the furnisher of information determines at any later date, that information which it has supplied to a consumer reporting agency is inaccurate or incomplete, the furnisher must promptly notify the consumer reporting agency. The furnisher must supply any corrections to the information, or any additional information that is necessary to make the information provided to the agency complete and accurate.
A copy of The Fair Credit Reporting Act, As Amended, and a copy of the FTC Official Staff Commentary to the Fair Credit Reporting Act are included under "Fair Credit Reporting Resources", available from LAWDOG Credit Reporting Center, or here. Use browser return button to return. Read Notices, Caution and Disclaimer. For more information, see "Treatment of Inaccurate & Unverifiable Information" linked here. Also see " Procedures To Assure Accuracy"linked here. Links do not return to this page.
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