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Investigative Consumer Reports
LAWDOG is intended to assist in the understanding of basic concepts. See Disclaimer. Always obtain legal advice from legal professionals.
Special restrictions apply to Investigative Consumer Reports, which are special types of consumer reports which contain information, obtained through interviews with associates, friends and neighbors. The interviewer may obtain information about the consumer's character, reputation personal characteristics or mode of living. If intended for employment purposes, other special rules may apply. Investigative consumer reports are defined in the portion of Section 603 reproduced below for illustration purposes only. Also see "Investigative Consumer Reports" here. Link does not return to this page.
A Portion of Section 603.
Definitions; rules of construction
(e) The term "investigative consumer report" means a consumer report or portion thereof in which information on a consumer's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information. However, such information shall not include specific factual information on a consumer's credit record obtained directly from a creditor of the consumer or from a consumer reporting agency when such information was obtained directly from a creditor of the consumer or from the consumer.
A copy of The Fair Credit Reporting Act, As Amended, and a copy of the FTC Official Staff Commentary to the Fair Credit Reporting Act are included, for illustration purposes only, under "Fair Credit Reporting Resources", from LAWDOG Credit Reporting Center, or here. Use browser "back" button to return. Read Notices, Caution and Disclaimer. For more information, see "Investigative Consumer reports" linked here. Link does not return to this page.
