Willful
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In addition to Federal and State enforcement actions, violators of the Fair Credit Reporting Act may be liable for money damages to consumers under Section 616. Under Section 616, any person who willfully fails to comply with Fair Credit Reporting Act as amended by the Consumer Credit Reporting Reform Act of 1996, may be liable to the consumer and to the consumer reporting agency for damages. In addition, punitive damages and attorney fees and costs if successful, may be awarded by a court in certain circumstances.
For more information, see "Enforcement and Liability" from LAWDOG Credit Reporting Center or click here. Link does not return to this page.
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