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Harassment Or Abuse
LAWDOG is intended to assist in the understanding of basic concepts. See Disclaimer. Always obtain legal advice from legal professionals.
No Obscene Or Profane Language In Debt Collection
Calling Consumer A Liar or A Deadbeat
A portion of the FTC Official Staff Commentary on the Fair Debt Collection Practices Act reproduced here for illustration purposes only, includes the following:
"Abusive language includes religious slurs, profanity, obscenity, calling the consumer a liar or a deadbeat, and the use of racial or sexual epithets."
Prohibited Actions Not Limited To Listed Examples
Section 806 of the Fair Debt Collection Practices Act
prohibits a debt collector from engaging in any conduct the natural consequence of
which is to harass, oppress, or abuse any person in connection with the collection of a
debt. It provides examples of harassment or abuse. However,
prohibited actions are not limited to the six subsections listed as examples of activities
that violate this provision. See each of the other illustrations from the previous menu.
A copy of the Fair Debt Collection Practices Act is reproduced for illustration purposes only
here. A copy the FTC Official Staff Commentary on the Fair Debt Collection Practices Act is reproduced for illustration purposes only here. Read Sources and Disclaimer. Links do not return to this page. Use browser "back" button to return.