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LAWDOG Fair Debt Collection Practices Act

Harassment Or Abuse


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No Obscene Or Profane Language In Debt Collection

Section 806 of the Fair Debt Collection Practices Act prohibits a debt collector from engaging in any conduct, the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. This includes the use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader. See Section 806 (2) of the Fair Debt Collection Practices Act reproduced here for illustration purposes only.

Calling Consumer A Liar or A Deadbeat

A portion of the FTC Official Staff Commentary on the Fair Debt Collection Practices Act reproduced here for illustration purposes only, includes the following:

Prohibited Actions Not Limited To Listed Examples

Section 806 of the Fair Debt Collection Practices Act prohibits a debt collector from engaging in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. It provides examples of harassment or abuse. However, prohibited actions are not limited to the six subsections listed as examples of activities that violate this provision. See each of the other illustrations from the previous menu.


A copy of the Fair Debt Collection Practices Act is reproduced for illustration purposes only here. A copy the FTC Official Staff Commentary on the Fair Debt Collection Practices Act is reproduced for illustration purposes only here. Read Sources and Disclaimer. Links do not return to this page. Use browser "back" button to return.



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