| In general, a debtor may claim exemption of his homestead and non-exempt personal
property from attachment or execution of a judgment, or in a bankruptcy proceeding. A
judgment debtor generally is entitled to a homestead exemption, up to the market value of
seventy-five thousand dollars ($75,000.00), of the real property occupied by him and
his dependents as a residence, less the amount of any statutory or consensual lien which
encumbers it. (Section 352b(t).)
Personal property which may be subject to exemption as provided under Section 52-352b
of the General Statutes include necessary apparel, bedding, foodstuffs, household
furniture and appliances; tools, books, instruments, farm animals and livestock feed,
which are necessary to the debtor in the course of his or her occupation, profession or
farming operation; burial plot for the debtor and his or her immediate family; public
assistance payments and any wages earned by a public assistance recipient under an
incentive earnings or similar program; health and disability insurance payments; health
aids necessary to enable the debtor to work or to sustain health; Workers'
compensation, social security, veterans and unemployment benefits; court approved payments
for child support; arms and military equipment, uniforms or musical instruments owned by
any member of the militia or armed forces of the United States; one motor vehicle up to
the market value of $1,500.00 less the amount of all liens and security interests which
encumber it; wedding and engagement rings; residential utility deposits for one residence,
and one residential security deposit; any assets or interests of the debtor in, or
payments received by the debtor from, a plan or arrangement described in section 52-321a;
alimony and support, other than child support, but only to the extent that wages are
exempt from execution under section 52-361a; an award under a crime reparations act; all
benefits allowed by any association of persons in this state towards the support of any of
its members incapacitated by sickness or infirmity from attending to his usual business;
all moneys due the debtor from any insurance company on any insurance policy issued on
exempt property, to the same extent that the property was exempt; any interest of the
debtor in any property not to exceed in value $1,000.00; any interest of the debtor not to
exceed in value $4,000.00 in any accrued dividend or interest under, or loan value of, any
unmatured life insurance contract owned by the debtor under which the insured is the
debtor or an individual of whom the debtor is a dependent. |
