Licensing of collection agencies is governed under Article 9 of the Occupational Code Sections 339.901, et seq. (MSA 18.425, et seq.)  The State of Michigan requires that any person who wishes to engage in collection business in the state must be licensed for each place of business.   Qualified applicant for a collection agency manager's license or collection agency license must pass a written examination developed by the Department of of Consumer and Industry Services, and file a bond in an amount not less than $5,000 nor more than $50,000.

Collection agency license applications, and additional information available from

MICHIGAN DEPARTMENT OF CONSUMER AND INDUSTRY SERVICES
Collection Practices Board
P. O. Box 30018
Lansing, MI 48909
Tel:  517-373-1654

 
Department of Consumer and Industry Services, Commercial Services, Michigan Collection Agencies GENERAL RULES  Bureau of Commercial Services and Collection Practices Board offer extensive information.

"Debt collectors other than collection agencies are prohibited from using misleading or deceptive practices, using forms which simulate judicial process or government, failure to disclose identity of caller, using harassing or abusive methods to collect a debt, making calls before 8:00 a.m. or after 9:00 p.m., using profane or obscene language. Consumers may sue for damages and injunctive relief."

Michigan Collection Practices Act  is found at MCL 445.251. Other useful information is available from the site of  Michigan Attorney General Jennifer M. Granholm

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