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| Fair Debt Collection Practices: Sections 58-70-90 et seq. of the General Statutes proscribe certain acts and conduct by collection agencies engaged in the collection of consumer debts. Acts and conduct prohibited include threats and coercion, harassment, unreasonable publication, deceptive representation, unconscionable means, unauthorized practice of law and court appearances, sharing of office space with a practicing attorney or any type of lending institution. Violators of any of these provisions may be liable for penalties in a sum not less than $100 nor greater than $2,000, per violation. (§ 58-70-130.) In all other aspects, the State of North Carolina generally adopts the provisions of the Federal Fair Debt Collection Practices Act under 15 U.S.C. 1692-1692(o).
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| See North Carolina General Statutes, as well as later statutory amendments, if any linked here. Please check for any amendments. Always discuss actual cases with your actual legal advisor or legal department. The North Carolina Bar Association is linked here. Or find them all in LAWDOG North Carolina. |
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