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New Hampshire Revised Statutes, Title XXI, Motor Vehicles
Application for Certificate The application for a first certificate of title of vehicle in the state of New Hampshire must be made by owner to the department on approved form, and must contain name, residence and mailing address of owner, complete description of vehicle, whether new or used, date of purchase by applicant, name and address of person from whom vehicle was acquired, names and addresses of any lienholders in order of priority and date of each security agreement. See New Hampshire Revised Statutes Section 261:4 
New Car Certificate of Origin If the vehicle is new, the application must be accompanied by a certificate of origin from a manufacturer or importer and any further information the director reasonably requires to identify vehicle, determine whether owner is entitled to a certificate of title, and to determine the existence or nonexistence of security interests in vehicle. See New Hampshire Revised Statutes Section 261:4 
Purchase From Dealer If the application refers to a vehicle purchased from a dealer, it must contain the name and address of any lienholder holding a security interest created or reserved at time of sale, date of security agreement and must be signed by dealer as well as owner. The dealer must, within 10 days of date of sale, mail or deliver to the department the application and other supporting documents as required by the director, except that when title is in possession of lienholder at time of sale, dealer is given 20 days from date of sale to mail or deliver to department the application and other supporting documents. See New Hampshire Revised Statutes Section 261:4
Out of State If the application is for a vehicle last previously registered in some other state or country, the application must contain or be accompanied by any certificate of title issued by the other state or country, printed in English language, or with notarized translation, a certificate of a person authorized by the director that the vehicle identification number of vehicle has been inspected and found to conform to description, and any other information and documents the director reasonably requires to establish ownership of vehicle and the existence or nonexistence of security interests in it. See New Hampshire Revised Statutes Section 261:4
Town Clerks, Dealers, Financial Institutions and Documents  The department furnishs every town clerk, and may furnish to certain dealers and financial institutions, forms for application for certificate of title and shall have such forms available at the office of the division. These forms are prepared in typewritten form from information supplied by owner, either by an employee of the division, town clerk, dealer or financial institution. Every application for certificate of title must be examined by the town clerk to determine whether it has been completed according to law. For preparation, examination, record keeping, and filing of such forms a town clerk must be paid a fee of $2 by owner of each application, in addition to any other fees.  For preparation of such forms and remittance of required fees, dealer or financial institution charging more than maximum fee of $2 is guilty of a violation. See New Hampshire Revised Statutes Section 261:4
No Dealer? Mail or Deliver Within 20 Days If application refers to a vehicle not purchased from a dealer, the application and other supporting documents as required, must within 20 days of date of sale be mailed or delivered to the department by owner. See New Hampshire Revised Statutes Section 261:4
New Certificate To Lienholder or Owner When the department receives a properly assigned certificate of title, with application for a new certificate of title, required fee and any other documents required by law, a new certificate of title is issued in the name of transferee as owner and mailed to first lienholder named in it or, if none, to owner. See New Hampshire Revised Statutes Section 261:21   Issuance of New Certificate
Certificate Required With limited exceptions, the certificate of title provisions apply to all motor vehicles when a change of registration is required by reason of a sale for consideration. The department does not require an application for a certificate of title upon renewal of registration, if required, of a vehicle. The department notes on face of registration, if required, that a certificate of title has been issued. See New Hampshire Revised Statutes Section 261:1.
Transfer of Interest in Vehicle If an owner transfers his interest in a vehicle, other than by creation of a security interest, owner must, at time of delivery of vehicle, execute an assignment and warranty of title to transferee on the certificate or approved form, and cause certificate and assignment to be mailed or delivered to transferee or to department. See New Hampshire Revised Statutes Section 261:14.
Lienholder Must Make Certificate Available Upon request of owner or transferee, a lienholder in possession of the certificate of title must, unless the transfer was a breach of  security agreement, either deliver certificate to transferee for delivery to department or, upon receipt from transferee of owner's assignment, transferee's application for a new certificate and required fee, mail or deliver them to the department. The delivery of certificate does not affect rights of lienholder under security agreement. See New Hampshire Revised Statutes Section 261:14.
Certificate To Lienholder If a security interest is reserved or created at the time of the transfer, the certificate of title must be retained by or delivered to person who becomes lienholder, and parties must comply with provisions of RSA 261:25. See New Hampshire Revised Statutes Section 261:14.
Liability With exception for dealer sale below, and as between the parties, a transfer by an owner is not effective until the provisions of this section and other sections covering lien creation have been complied with. However, when owner has delivered possession of vehicle to transferee and has complied with provisions of this section and Revised Statutes 261:19 requiring action, owner is not liable as owner for any damages thereafter resulting from driving of vehicle. See New Hampshire Revised Statutes Section 261:14.
Resale by a Dealer If a dealer buys a vehicle and holds it for resale and procures certificate of title from owner or lienholder within 10 days after delivery to him of vehicle, dealer is not required to send certificate to department but, upon transferring vehicle to another person other than by creation of a security interest, must promptly execute assignment and warranty of title by a dealer, showing names and addresses of transferee and any lienholder holding a security interest created or reserved at time of the resale and date of security agreement, on certificate or approved form, and mail or deliver the certificate to the department with transferee's application for new certificate. See New Hampshire Revised Statutes Section 261-15  Resale by a Dealer.
New Hampshire Revised Statutes
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New Hampshire Department of Safety
Division of Motor Vehicles
10 Hazen Drive,
Concord, New Hampshire 03305-0002
Voice (603) 271-3111
(603) 271-2589
TITLE 21 Motor Vehicles
New Hampshire Revised Statutes
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Chapter 361A  Retail Installment Sales of Motor Vehicles
Attorney's Fees Reciprocal for Consumer If a retail installment contract or evidence of indebtedness provides for attorney's fees to be awarded to retail seller, lender or creditor in any action, suit or proceeding against retail buyer, borrower or debtor involving the sale, loan or extension of credit, the contract or evidence of indebtedness must also provide that reasonable attorney's fees be awarded to buyer, borrower or debtor who prevails in any action, suit or proceeding brought by retail seller, lender or creditor, or action brought by buyer, borrower or debtor. If a buyer, borrower or debtor successfully asserts a partial defense or set-off, recoupment or counterclaim to an action brought by retail seller, lender or creditor, the court may withhold the entire amount or such portion of the attorney fees as court considers equitable. See New Hampshire Revised Statutes Section 361-C:2  Attorney's Fees for Consumer.
Sales Finance Companies and Retail Sellers Licensed  No person may engage in the business of a sales finance company or retail seller in New Hampshire without a license as provided in this chapter. Federally chartered banks, savings banks, trust companies, credit unions, cooperative banks, and industrial banks generally not required to obtain license but must comply with the provisions of Revised Statutes 361-A:7-12, unless otherwise exempted. See New Hampshire Revised Statutes Section 361:A:2  Licensing of Sales Finance Companies and Retail Sellers Required.
TITLE 33A Retail Installment Sales
 
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Dealer License Required Each dealer, as defined, must apply for and obtain from the department a motor vehicle license before engaging in any motor vehicle business activity in New Hampshire. The department approves and provides forms to be used for applications for licenses and for renewals, issued under terms and provisions of this chapter. See New Hampshire Revised Statutes Section 261-103-a.
 
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New Hampshire Revised Statutes, Title XXI, Motor Vehicles
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