Courts and Judgments

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Statutes of Limitation:

Civil actions generally can be commenced only within certain time limitations. The time may run from the date a cause of action "accrues" or from the date injury or damages are discovered or should have been discovered, or some other date.

When a cause of action "accrues" is a critical issue and may be different on a case by case basis. A creditor should always consult actual legal counsel to determine its right to action under the applicable statutes. Illustrations of some of the time limitations which may be of relevant to credit and collection matters are as follows (Always discuss actual cases with your actual legal advisor or legal department.):

Written Contract	5 years	Civil Proc. §12-95(1)
Oral Contract	3 years	Civil Proc. §12-95(2)
Contract for sale of goods	5 years	Comm. Code §12A-2-725
Injury to personal property	2 years	Civil Proc. §12-95(3)
Action for relief not specifically provided for.	5 years	Civil Proc. §12-95(10)

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