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| Fair Debt Collection Practices:
The Unfair Trade Practices and Consumer Protection Law under 73 P.S. § 201-1 et seq., and the Debt Collection Trade Practices under 37 P.S. § 303.1 et. seq., establish prohibitions for certain unlawful and deceptive acts or practices in consumer transactions and debt collection activities for a creditor or debt collector in the State of Pennsylvania. The provisions contained in 37 P.S. § 303.1 et. seq., include communications and contacts with debtors, locator information, mandatory disclosure, disputed debts, and bona fide errors. In all other respect, the State of Pennsylvania generally adopts the Federal Fair Debt Collection Practices Act under 15 U.S.C. §§ 1692-1692(o). The Office of Attorney General and the Bureau of Consumer Protection division of the Commonwealth of Pennsylvania are the agencies involved in the enforcement activities concerning the consumer protection and debt collection practices laws. The address and telephone number of the Attorney General of the Commonwealth of Pennsylvania is: Commonwealth of Pennsylvania Office of Attorney General Bureau of Consumer Protection 14th Floor, Strawberry Square Harrisburg, PA 17120 Tel: (717) 787-9707 Fax: (717) 787-1190
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