Collection Agency Licensing Requirements:
The State of Vermont has no licensing requirements for the operation of a collection agency. However, read Rule CF 104, an Attorney General Consumer Fraud Rule from Vermont Attorney General William H. Sorrell's site here.

This rule provides that "the use of any unfair threat, coercion or attempt to coerce in order to collect or attempt to collect any debt arising out of a consumer transaction constitutes an unfair trade act and practice in commerce under 9 V.S.A. Section 2453(a)". The rule then lists a variety of activities which constitute violations.

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